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Documents required for Home Loans

RESIDENT INDIAN

1. Salary certificate or six month salary spp
2. Six month bank statements (Salary account or savings account)
3. Latest Form 16 from employer
4. Proof of residence document like ration card, passport, electricity bill, bank statement for all applicants
5. Photo identity and Proof of age document like pan card for all applicants
6. Passport size photograph of all applicants
7. Details of Investments like LIC, Fixed deposits, mutual funds, gold, recurring deposits, Kisan vikas patra,      provident fund, public provident fund, shares & any other property
8. Details of own contribution ( with receipts of payments made)
9. Processing fee cheque

NRI’s

1. Salary certificate or six month salary slip
2. Six month bank statements (Overseas salary account) and NRE/NRO savings account
3. Contract copy / appointment letter and increment letter
4. HR e mail ID and contact number for employment confirmation
5. Copies of passport and visa
6. Proof of residence documents for overseas and Indian addresses
7. Lease agreement and details of rent being paid for overseas address
8. Photo identity and Proof of age document like pan card for all applicants Two photographs of all     applicants
9. Power of attorney with details of POA holder and contact numbers
10. Details of Investments like LIC, Fixed deposits, mutual funds, recurring deposits & shares
11. Details of own contribution ( with receipts of payments made)
12. Details of any existing ongoing loan – EMI, balance term & purpose of loan along with
13. statement of bank account from where loan installments are paid
14. In case applicant works on ship, then copies of C.O.C and C.D.C documents
15. Processing fee cheque and stamp duty on loan amount document


Disclaimer:

The list of documents may vary between financial institutions and home loans are subject to approval from financial institutions

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